Risk Warnings and Disclaimers

Privacy Statement

This website is used by Ashwood Law LLP to inform you of the services we offer. To do this we must obtain certain information from you about your personal and financial circumstances. The information, which you give us, will then be passed by us to potential providers and researchers who will use the information and respond with the terms they have found or that they are prepared to offer. The law requires us to have your consent before we use any personal information you give us or pass it to any third parties. You must therefore agree with us that:
Any information we hold about you can be held on computer and/or paper files. Any information, which you give us, including sensitive personal data such as health and medical records, may be disclosed to selected third parties for the purposes of finding the best available product for you and processing your application. We may disclose information about you to insurance companies and other product providers, researchers and anyone whom we may use to process your application on our behalf, and fraud prevention agencies to prevent fraud; Although we will try to obtain the most competitive product for you we will not send your personal details outside the European Union, Channel Islands or the Isle of Man.
We (and any third party to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services which may be of service to you. We may track the pages visited on this website to bring you such further information.
We agree that any consent given by you may be withdrawn by you at any time by contacting us in writing at Ashwood Law LLP, Ashwood Law House, Newton Road, Heather, Leicestershire, LE67 2RD
Email: advice@ashwoodlaw.co.uk 
You have the right, at any time, to contact us and ask for a copy of the information that we hold about you. You may be charged a fee for this.

General Terms

These Terms apply to your use of our website. If you are not over 18 or not living in the United Kingdom you will not be able to use this website and you should not attempt to make an application, although subject to your acceptance of these terms you should feel free to browse.

Our Liability to You

While we will use all reasonable endeavours to ensure the accuracy of any information placed on this website, we make no representations or give any warranties of any kind with respect to this site or its contents and we disclaim all representations, except where fraudulently made, and warranties. In addition we make no representation or warranties about the accuracy or the information contained on this website. The website may only list the Product Providers with whom we have arrangements and may not cover all Product Providers in the market. These disclaimers do not attempt to disclaim liability for matters, which cannot be excluded under any applicable English law or the rules or the Personal Investment Authority or Financial Services Authority. We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or the server that makes it available are free of any viruses or represent the full functionality, accuracy or reliability of the materials. We will not be liable to you for any loss of content or material uploaded or transmitted through the website. We cannot guarantee that a Product Provider will be able to provide an investment at any particular time. We do not accept any liability in the event of withdrawal of any offering of an investment or for rejection of your application by the Product Provider for any reason whatsoever.
This website is designed to provide general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact us for advice.

Our Rights

We reserve the right to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you.
We reserve the right at any time to refuse to process a transaction for any reason. We will not be liable to you or any third party by reason of failing to process a transaction.

Third Party Links

In the event that there are third party links to other websites for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the contents of any external sites and are not responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.

Miscellaneous

The information on this website is for residents of the UK only.
These Terms shall be governed by and construed in accordance with English law and the English courts shall have jurisdiction over any disputes between us.
Ashwood Law and Group Companies

Ashwood Law LLP is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Services Authority.

Ashwood Law is registered with the Financial Services Authority, registration number 400049 Ashwood Law LLP (Limited Liability Partnership) is registered in England & Wales 0C307289. (http://www.fsa.gov.uk/register)

The Financial Services Authority does not regulate Taxation and Trust Advice, Will Writing, School Fees Planning, Deposit Accounts, Legal Services, Accountancy Services, Estate Agency Services, some aspects of Buy to Let Mortgages, Commercial Mortgages, Finance, Overseas Mortgages, Foreign Currency Mortgages, Bridging Finance.

Group Companies

Ashby Wealth Manangement, East Midlands Wealth Management and Welford Place Wealth Management are trading styles of Ashwood Law Professional Link (JVC1) Ltd which is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Services Authority.

The Financial Services Authority does not regulate taxation and trust advice, business advice or legal services.

Data Protection Statement

The information you provide here is subject to the Data Protection Act 1998 (the "Act"). By completing this page you consent to us or any company associated with us (such companies include, for the avoidance of doubt, Ashwood Law LLP and any member of its group and/or companies, persons or entities of any nature whatsoever with which it is associated or allied from time to time) processing, both manually and by electronic means, your personal data for the purposes of providing advice, administration and management.

"Processing" includes obtaining, recording or holding information or data, transferring it to other companies associated with us, product providers, the FSA or any other statutory, governmental or regulatory body for legitimate purposes including, where relevant, to solicitors and/or other debt collection agencies for debt collection purposes and carrying out operations on the information or data.

We may also contact you or pass your details to other companies associated with us to contact you (including by telephone) with details of any other similar products, promotions, or for related marketing purposes in which we think you may be interested.

The data will be used to contact you initially, a formal Terms of Business Letter and other disclosure documents will be issued to you should you wish to see an adviser or request advice.

Risk Warnings

Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.
The value of your investments and income from them can fall as well as rise and you may not get back the full amount you invested. Past performance is not a guide to future performance.

There may be a fee for mortgage advice. The precise amount of the fee will depend on your circumstances but we estimate a typical fee would be no more than £750.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Think carefully before securing other debts against your home.
You may have to pay an early repayment charge to your existing lender if you re-mortgage.

Equity Release products are complex. To understand the features and risks, ask for a personalised illustration.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and therefore is primarily targeted at customers in the UK.

© Ashwood Law LLP copyright 2011
The material featured on this site is subject to Ashwood Law copyright protection and intellectual property protection.

Our logo

The use of our logo is restricted and may not be used by other individuals or organisations without formal permission from us.

Ashwood Law respects the intellectual property of others, and we ask our users to do the same. Ashwood Law’s website is protected by copyright and the intellectual property laws of the United Kingdom and other countries. Errors and omissions excepted.

Ashwood Law has no responsibility for content on other websites that you may find or access when using Ashwood Law’s products or services. Material available on or through other websites may be protected by copyright and the intellectual property laws of the United Kingdom and/or other countries. The terms of use of those websites govern your use of that material.

Links to other sites

There are links on the Ashwood Law web site that take you away from the regulated site of Ashwood Law LLP to external web sites of interest.  Neither Ashwood Law LLP nor TenetConnect Ltd are responsible for the accuracy of the information contained within the non-regulated external web sites.

Cookie Policies

We at Ashwood Law guarantee our commitment to respecting and protecting your online privacy. This includes your need and your right to know what we do with the personal information you share with us. It also guides our company’s policies regarding the management of this data, including how the information is collected, processed, and for what purposes.

“Ashwood Law”: refers to the web pages. By accessing this website you are consenting to the way information is collected and used, as described within this Cookie Policy.

In return Ashwood Law gives the commitment that we will use the personal data you provide only in ways that are compatible with the following Cookie Policy.

The collection of Information
Every time you log on to our website your IP (Internet Protocol) address registers on our servers. Your IP address reveals no information other than the number assigned to you. We do not use this technology to get any personal data against your knowledge or free will (i.e., automatically recording e-mail addresses of visitors). Nor do we use it for any purpose other than to help us monitor traffic on our website, or (in case of criminal activity or misuse of our information) to cooperate with law enforcement.

Cookies
We use a number of different cookies on our site. If you do not know what cookies are, or how to control or delete them, then we recommend you visit www.aboutcookies.org for detailed guidance. The list below describes the cookies we use on this site and what we use them for. Currently we operate an ‘implied consent’ policy which means that we assume you are happy with this usage. If you are not happy, then you should either not use this site, or you should delete the cookies having visited the site, or you should browse the site using your browser’s anonymous usage setting (called “Incognito” in Chrome, “InPrivate” for Internet Explorer, “Private Browsing” in Firefox and Safari etc.)

First Party Cookies
These are cookies that are set by this website directly.

Google Analytics: We use Google Analytics to collect information about visitor behaviour on our website. Google Analytics stores information about what pages you visit, how long you are on the site, how you got here and what you click on. This Analytics data is collected via a JavaScript tag in the pages of our site and is not tied to personally identifiable information. We therefore do not collect or store your personal information (e.g. your name or address) so this information cannot be used to identify who you are.

You can find out more about Google’s position on privacy as regards its analytics service at Google’s Privacy Overview

How to contact us

If you would like to contact us with any queries or comments concerning our website or articles, please see our "Contact Us" section.

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