Ashwood Law are Independent Financial Advisers (IFAs) and as such we have the benefit of being able to offer a wide range of services, products and advice from investments, inheritance tax (IHT) and retirement planning, to financial advice for savings, mortgages and much more.

Our initial consultations are free and without obligation. We recommend tailored solutions for your current needs and circumstances to help you achieve your future goals.  Our main office is in Leicestershire. We have financial advisers based in the greater Midlands areas including Birmingham, Nottingham, Worcester, Northampton , Derby, Rugby, Sheffield and Stoke on Trent. We also cover areas like Gloucester,  Hereford  and Leeds.  As we have an extensive client base, we do have advisers who will travel to other areas within the UK.  It is always worth asking!

Our web site has been designed to cover a wealth of information on different financial subjects. We hope you find this information useful.

To discuss your financial planning requirements or to obtain any further information please feel free to contact us.

Ashwood Law Smartmoney May / June issue

Pension legislation is always on the move and keeping up to date with the latest changes could open up new opportunities for you in retirement. In April 2011, some of the most significant changes in pension legislation for five years were announced. On page 5 we look at the main areas to consider when planning for the future so you can achieve your retirement needs more successfully.

Picking the right balance of assets for your portfolio depends upon your own risk profile. One way to protect your portfolio is to spread your risk by diversifying across several different types of investment funds and classes of securities and localities in order to distribute and control risk. Our full article is on page 7.

In a low gilt yield environment, having flexibility within a pension arrangement can make a big difference. On page 9 we look at options that include either delaying taking pension benefits until the situation improves, or phasing money into drawdown, to benefit from any potential upturn.

A full list of all the articles featured in this issue appears on page 3.

Whatever your wealth goals might be, we can help you protect and grow your wealth, so that you can enjoy it and pass it on. 

Please contact us if you would like more information - we look forward to hearing from you.

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FSA "Money Made Clear"

The Financial Services Authority does not regulate Inheritance Tax Planning